I have known Tim (Ike!) for decades as he attended the Naval Academy with my brother-in-law. He is trustworthy, practical, and really listens and wants to know about not only my finance needs and goals but our family's plans for the future. I have always been nervous about "locking up" money in case we needed to access in case of emergency. Ike really convinced me that the plan he developed for our family would accommodate any life-changing event. As a business owner, he has also provided guidance and insight on other financial matters that are unrelated to R&K. The regular communication with him and his team has given me great comfort in knowing my savings is with a trusted resource and friend.									

										Tim and the team at Rather Kittrell have provided financial guidance for us for nearly a decade. Throughout that time, Tim has been our principal adviser and has helped us to manage numerous financial transitions with confidence. During our meetings with Tim, he has utilized informative financial tools to increase our understanding of investment options, while at the same time, provided insights from his years of experience to offer a thoughtful and personalized outlook on our investment strategy. We’ve  gotten to know Tim and his family on a personal basis, and we consider them our friends. Finally, we have recommended Tim and the team at RK to our friends, and we feel that’s one of the highest compliments you can offer an advisor.									

										I met Tim in 2007 through Dave Ramsey's Endorsed Local Provider Program.  Since that time, Tim has given me solid advice and focused on my future needs and desires for retirement.  He truly cares about his clients.  I have and will continue to recommend Tim to anyone looking for a financial adviser.  He is one of the best!									

										For many years, Tim has provided our company's employees with his guidance and knowledge on how to invest to create successful 401k plans.  He has also assisted our company through a recent transition from private ownership to employee ownership through an ESOP.  In addition to my 401K at work, my wife and I also have individual accounts and a joint CD account with Rather & Kittrell.  As I have approached retirement in recent years, Tim has provided advice on how we can best prepare for a comfortable and financially secure retirement season.  It is obvious that Tim has the both the skills and personal drive to assist his clients in planning for their long-term financial future. Tim Eichhorn and his team have exceeded our expectations.  Thanks for a job well done!!!									

										Tim has been our financial advisor for many years now.  He had done a wonderful job of assisting my husband in understanding the different markets and the influence of many factors that can affect these markets.  We have not always agreed with some of the actions that the firm has taken, but Tim discussed with us our views and we were able to make the decision whichever way we chose.  We have had many good reviews looking forward to our goals and discussing the best way to achieve them.  I highly recommend Tim to assist anyone who is looking to secure there financial future.									

										Tim has been working with us for roughly 15 years starting as newer parents to now getting ready to put one in college and has been a rock for us in our financial journey the whole way.  First and foremost he is a great person - which means so much to us in who we put our trust in as we’ve walked the path In planning for our future.  But he’s also amazing at what he does and treats us like he would his family or closest friends.  Tim and his team at R&K are as good as they come here in Knoxville and beyond.									

										Tim would watch me glaze over when my husband and I would meet with him about our investments. My husband was the business mind, I was just the arm candy. 
After my husband died, Tim came to my house to check on me and has continued to keep in touch.  We now meet outside the office for our annual meeting, last time we walked my dog. 
I know he is the right person to handle my investments because my husband trusted him so much.  They had a great rapport and Tim could give as much as he would take (my husband was a bit of a smart-ass)
I see commercials for car lots and lawyers where the customer says that said car salesman or lawyer is like family and I gag when I see those commercials but I do consider Tim a friend and I know that he is  the best person for handling my investments.									

										I first met Tim in 2011. I had recently moved to Knoxville and I was looking for a financial advisor to help me rollover funds from a previous employer's 401K into an IRA. I found Rather & Kittrell through listening to The Dave Ramsey program on the radio. Rather & Kittrell was an "Endorsed Local Provider". I contacted them and spoke with Tim.

I was immediately comfortable with Tim and his personality, his financial knowledge and sensibility. He listened to my questions and explained things so that I had a clear idea for what to do. In 2014, I rolled over addition pension funds into the IRA to add to what I initially invested in 2011.

Tim has done a wonderful job managing my retirement account. 

Tim is a man of great character. I trust him.									

										I have been with Tim for many years, he provides insight and a good thought process to where I am currently and where I want to go. Providing guidance through life changes and challenges has been critical for me at times.  He asks questions, listens and then we can talk and I decide what is best for where I am. I appreciate his concern and thoroughness to make sure I understand and have a plan.									

										Tim has been very sucessful in guiding our transition from no retirement plans to a good plan for our future needs.  His approach of providing knowledge and expertise through collobration and provoking thoughts (versus providing statistics and data only) have minimized uncertainties and assisted in obtaining an understanding on what we desire.

He has also went beyond basic financial planning in providing information regarding our first time home purchase, suggestions on how to realize the maximum benefit of funding transfers, and direct periodic updates regarding current changes to world economic impacts and their potential effects to our plan.

His demeanor while assisting us in planning has never been presented as a superior.  He has been humble, respectful in his conversations with us and insures a full understanding of the information he provides or that we request.

He has been, and we firmly believe he will be, outstanding in his assistance to us, thereby allowing us to have comfort in knowing that we are on the right track to a secure financial future.									

										Tim is great!  He takes time to ask questions and really listen to our answers in order to provide the best financial plan to meet our needs.  
We appreciate his knowledge and expertise and have the utmost confidence in him!!									

										Tim is always there for me personally and professionally. He has always lead me in the right direction, and trust him with my heart in his decisions.. He takes time out on his time, to discuss future matters, which I appreciate. I thank him and your firm for his service.									

										Tim has always addressed all of our questions and concerns any time we have reached out to him.  He also reaches out to us to ask if we have any concerns or questions.  Over the years he has earned our respect and trust.  We are extreme satisfied with how he has handled our account.									

										I was a resident of Knoxville, TN from 1999 until moving to Florida in 2010.  I retired in 2005 and prior to retiring, I had invested in my company’s 401K, for 28 years.  The financial company handling the investments was American Express.  We had  8 choices and as I got closer to retire I went with a Conservative approach.  Upon retirement, I had to make a choice of companies to use for an IRA.  I looked at American Express, my local bank, and then remembering Dave Ramsey had an ENDORSED LOCAL PROVIDER in most cities, I located Rather and Kittrell.  Even though we did not know each other personally, Lyle Rather and his family belonged to the same church.   

I contacted RK and had an appointment with Mr. Kittrell and Mr. Eichhorn in late December of 2004.  I started working closely with Tim Eichhorn and after comparing the three programs, selected RK as our financial and visor and planner. 19 years later, I am happy to say that it was one one the best financial decisions I have ever made.  Through ups and downs in the markets, Tim has kept our ship steady and has my complete faith and trust on all matters.  

Tim also helped guide our daughter through a very difficult time, financially and emotionally when she lost here husband at a very young age and with a 5year old daughter.  He has continued to help her for the past 18 years.

Today, I am grateful for RK and especially Tim, whom I am proud to call my friend.									

										I have worked with Tim now for almost 15 years. The thing I love the most about Tim is his ability to really incorporate my goals- personal and professional- into my plan. His goal isn’t for me to retire with a billion dollars, but rather to guide me financially so that I am happy now and in the future.									

										My wife and I have been affiliated with Tim and Rather and Kittrell as of our retirement in 2010. Tim is a very professional and knowledgeable financial advisor.  He makes sure that we are satisfied meeting our goals with frequent personal follow up conversations. Information is always shared in an understandable manner.  Tim and Rather and Kittrell are a very competent with their profession.									

										First class individual who cares about us personally and whom I consider a friend. He is obviously sharp with financial management.  Bottom line, my wife and I fully trust him.									

										We have had the pleasure of working with TIm for about 7 years and even during the turbulent times of COVID and the uncertainty of our investment markets , his leadership and advice "calmed the waters". Tim has our full confidence moving forward.									

										I’ve known Tim for over 40 years! From our first meeting I knew he was someone special his, integrity is beyond reproach.
He talks with you to learn your goals for investment. 
For us Tim formulated various plans that would work for us with different degrees of risk. He took the time to answer all of our questions.
We were able to make a well informed decision, that has been exactly what we wanted and has weathered the ups and downs of world economy during these recent years of turmoil.									

										Tim has been advising my family as well as members of my business for the past 12 years.  He is a straight shooter when the markets are up and also when the markets are down. I appreciate his team approach, involving other members of the R&K staff, working together, providing breadth and depth to the process.  I strongly recommend him.									

										Tim has worked with my husband and now both of us for many years. He has earned our complete trust by giving honest and accurate information so that we can make choices about our present and future needs. Any questions or concerns have been addressed promptly and respectfully, and we never feel stupid asking about things. Tim and his team are top notch!									

										Met Tim at a Dave Ramsey class at church many years ago..he was the instructor..he turned my husband's opinion of investing completely around .  With Tim's help we became debt free..had savings in bank and invested money for our retirement.  After the death of my husband Tim has continued to invest in me..he advises me on how to live well in my aging years.  I do not question any of his suggestions...I trust him completely.  So thankful he was put in my path..									

										Tim has worked with us for a number of years. He is interested in knowing our financial goals and advising us on how to reach them. It is always a pleasure to consult with him for he truly listens and understands what we need at the various stages of our lives. We can’t recommend him enough !									

										Tim has been a conscientious advisor and we always welcome his advice.									

										We have been working with Tim for the past 9 years, and he understands our needs and concerns as a retired aging couple. We feel Tim is a man of integrity and strong convictions. Tim is very accessible and always willing to review our financial standing. We have a lot of trust in him.									

										I have known Tim for almost 25 years, first as his pastor, soon thereafter as his friend, and six years ago as my financial advisor. As I approached retirement, I began to consider consolidating my various retirement and investment accounts into one firm. More specifically, I yearned for a more personal interaction with someone honest and with whom I could speak directly about any concerns or ideas. Tim Eichhorn was that person. His approach to managing my modest portfolio is no doubt the same as for those much larger. His trustworthiness and commitment to providing individual service to his clients is always consistent. It defines his approach to life. I have recommended several friends and family to consider meeting with him for their specific needs. They have not been disappointed. Highly recommended.									

										Tim has been a pleasure to work with over the past eleven years.  He has communicated effectively and timely throughout that time frame.
His team are also very helpful.  Very comfortable with our personal and professional relationship. Would not hesitate to recommend him to anyone seeking professional financial guidance.									

										My husband and I started working with Tim a few years before we retired in 2010.  Tim and his team are always helpful and things are taken care of in a timely manner.  Tim is very professional and knowledgeable; plus he explains everything so we can understand it!  We are very pleased with Tim, his team, and Rather and Kittrell!									

										I have had the pleasure of working with Tim Eichhorn for over 20 years now. He is extremely professional, knowledgeable and personable and has been since day one. My husband and I have been very pleased with every aspect of his services. I cannot say enough good things here. Highly recommend!									

										tim is always avaiable, encouraging and optimistic..even when im not									

										Tim and his team have are organized, keep their promises, and have demonstrated absolute integrity over the many years we have been connected with them.  It gives great peace of mind to know to have absolute trust in those who are managing your investment funds.									

										Tim reviews & knows our financial state. He takes the time to discuss any issues & is very knowledgeable in his financial career. It is a pleasure to speak with him each time.